Job Description
Senior Underwriter - Property - (RDT548)
Manchester
Competitive Salary
Role Purpose
The role is responsible for underwriting allocated cases to support business development and retention targets, while ensuring decisions are made in line with agreed processes, authority levels and risk appetite. Focussed on delivering timely and well-informed underwriting decisions, contributing to business development activity and customer retention. Working collaboratively with customers, brokers, network partners, third parties and internal colleagues.
Key Duties & Responsibilities:
- Reviewing allocated cases and delivering underwriting decisions, following agreed processes at the designated authority level, to secure profitable business within the agreed risk appetite.
- Providing advice and guidance to the production of new policy wordings or reviews of existing policy wordings to ensure policy documentation is current and accurate.
- Identifying, recommending and leading or contributing to the development and exploitation of marketing activities and product development initiatives to increase penetration of existing customers and/or expand the business mix.
- Travel within allocated geographical remit as required.
- Proactively identifying and pursuing up-selling (add-ons) and cross-selling opportunities.
- Managing customer interactions in an efficient, courteous and timely manner.
- Providing expert advice, guidance and coaching to less qualified and/or experienced colleagues to address technical referrals and raise standards and expertise across the technical community.
Qualifications
- 10 years experience underwriting Property accounts.
- Strong marketing, negotiation and presentation skills.
- Excellent knowledge and understanding of standard market policy and endorsement wordings.
- Professional Insurance Designation such as ACII/ FCII desirable.
- Organization skills and the ability to prioritize work.
- Excellent interpersonal skills, analytical skills and the ability to work within a team.
- Strong verbal and written communication.
- Excellent MS Office skills in particular Excel skills.