Job Description
Senior Underwriter – Existing Business (RDT533)
Manchester/Hybrid
Competitive Salary
This is an opportunity to step into a genuinely influential role within one of the UK’s leading insurers, where judgement, market insight and broker relationships really matter.
We are looking for a Senior Underwriter to play a key role in driving profitable growth across Existing Business portfolio in Manchester. The role offers real autonomy, meaningful authority and the chance to influence trading with broker partners in a highly visible regional market.
Role
- As a Senior Underwriter working within Existing Business, you will take ownership of underwriting performance across a broad portfolio. You will be trusted to make confident decisions on larger, more complex and higher‑risk cases, operating within agreed underwriting authority and appetite.
- You will work closely with broker partners, building strong, credible trading relationships and using data and insight to monitor portfolio performance, identify trends and drive sustainable growth.
- A key part of the role is supporting the wider underwriting team. Acting as a senior referral point and play an active part in developing capability through coaching, mentoring, audits and technical reviews. Supporting the implementation of changes to underwriting policy, appetite and processes, helping to keep the team commercially sharp and aligned to strategy.
- While this role is focused on Existing Business, we recognise senior underwriters often have clear preferences. There is flexibility to consider exposure to New Business or a blended portfolio where appropriate.
- As part of your development, you’ll have access to organised training as part of the company’s commitment to building and supporting high‑performing underwriting talent.
Skills and Experience
- Significant underwriting experience across Property & Liability and or Motor, ideally within commercial or mid‑market environments.
- Strong technical underwriting capability, with confidence assessing, pricing and structuring complex and higher‑risk cases.
- Experience operating with senior underwriting authority and or acting as a key technical referral point.
- A strong commercial mindset, with the ability to lead senior‑level broker discussions and trading negotiations.
- Experience coaching, mentoring or supporting the development of other underwriters.
- A solid understanding of FCA requirements, regulatory responsibilities and governance standards.