Job Description
Our client is seeking a skilled Life Assurance Broker to join their team and provide expert guidance to clients on life insurance solutions. The ideal candidate will have a strong understanding of life assurance products and be capable of building lasting relationships with clients while providing tailored solutions to meet their unique needs.
Key Responsibilities
- Build strong relationships with clients by assessing their life assurance needs and recommending appropriate insurance solutions.
- Advise clients on various life assurance policies, including term life, whole life, critical illness cover, and other relevant products.
- Source and provide competitive life insurance quotes, ensuring clients receive the best rates and coverage options.
- Assist clients with the administration of their life assurance policies, including renewals, amendments, and claims.
- Evaluate clients’ financial needs, health risks, and family circumstances to provide optimal policy recommendations.
- Meet and exceed individual and team sales targets by actively sourcing new clients and retaining existing ones.
- Ensure all advice and sales activities comply with industry regulations, policies, and ethical standards.
- Provide ongoing support to clients in the event of a claim, ensuring the process is smooth and efficient.
- Stay up to date with the latest trends in life insurance products and industry regulations.
Qualifications & Experience
- Minimum 2-3 years of experience in life assurance broking or a similar role.
- Certifications such as DipFA, CeMAP, or equivalent in life assurance or financial services.
- Strong understanding of life assurance products, financial planning, and risk management.
- Experience in advising clients on both individual and family life assurance needs.
- Proven track record of achieving sales targets and providing excellent customer service.
- Knowledge of the regulatory environment surrounding life assurance policies.
Skills & Attributes
- Excellent communication and interpersonal skills to build strong client relationships.
- Strong negotiation and sales skills with the ability to close deals.
- Detail-oriented with the ability to explain complex insurance products clearly and concisely.
- Analytical thinking and the ability to assess client needs and recommend the right solutions.
- Customer-focused with a commitment to delivering a high level of service.
- Proficient in using life assurance software and Microsoft Office Suite.
- Self-motivated and target-driven with the ability to work independently and as part of a team.